2015 @ Chalford Wealth

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I am struggling to believe we are already at the end of January 2015, ‘time stands still for nobody’   All of us at Chalford Wealth would like to wish you all a healthy and prosperous 2015.The uncertainty/volatility on local and global markets is due to continue although there are two big positives that could prove invaluable to investors over the next twelve months.1) The first positive is the decision by the ECB to begin a Quantitative Easing (QE) Programme in March that will last until September 2016 or until an inflation target of 2% is achieved. The total value of the programme is a ‘mind blowing’  1 Trillion.

2) The second positive is the lower oil price which should find its way into all of our pockets via lower fuel prices and reduced inflation.  In fact the latest speculation is the Monetary Policy Committee (MPC) of the Reserve Bank may consider lowering interest races during the course of the year.

These two factors are a compelling reason to invest in both local and foreign stock markets. However the constant threat of global terrorism, the Greek situation and Eskom’s and failing infrastructure do temper the outlook somewhat and ensure we remain fairly neutral in terms of our asset allocation across all of our asset classes.  A combination of stable and balanced funds are our investments of choice.

Thanks to the support of our loyal client base Chalford Wealth continues to grow from strength to strength.  Lyle Maasdorp is half way to obtaining his CFP and is proving an invaluable member of the team and particularly competant in managing client relationships.

Ereca Boucher, as always is a huge contributor to our success and we are all immensely proud of her son Shannon who has just been selected to represent the South Africa Hockey team.

Jayden Loots is growing his knowledge incredibly quickly and provides a much needed Chalford Wealth focus with regards to Health and Risk benefits.

Nikki Mocke is proving to be the all round star I knew she would be in terms of marketing and a host of other administrative tasks.

Our very loyal Bookeeper Noreen Davies is retiring at the end of June 2015, we will miss her.

Thanks all for your supports and we look forward to sharing a rewarding 2015.

Best Regards
Richard

Discovery Clients; did you know that at the beginning of each year you go down to blue status?  Below are some tips on how to get back to Gold.How to Get to Gold – Click
How to earn Points – ClickThe higher your status (Blue, Bronze, Silver, Gold, Diamond) the higher your rewards and cash back options are.

Follow our Facebook page for tips on getting to Gold. We will be taking Janeen and Richard to Gold during the course of the year and will share the steps they will take.  They are off to the Nurse (the Valyland Pharmacy) on Tuesday for their health checks. Its for free all you have to do it make the appointment and score up to 12 000 points.

2015 the year of Light

Did you know that 2015 has been named The International Year of Light is “a global initiative adopted by the United Nations to raise awareness of how optical technologies promote sustainable development and provide solutions to worldwide challenges in energy, education, agriculture, communications and health” 

Please do not hesitate to contact us at Chalford Wealth with any queries.  021 782 7479 or email us on admin@chalfordwealth.co.za