Risk Planning

A bit more about what Chalford Wealth Management offer.

Life Insurance

An assurance policy pays a sum of money to a designated beneficiary upon the death of the insured person. An example of such a provision would be to ensure capital to generate ongoing income to a dependent.

Disability Assurance and Income Protection

Disability insurance would pay out in the event of you becoming impaired by accident or illness in terms of the applicable cover or where your ability to continue performing your occupation is affected. Cover may be in the form of an immediate lump sum benefit or a monthly income benefit until retirement age.

Dread Disease

Dread disease or severe illness insurance covers you, normally in the form of a lump sum payment, against lifestyle changes, medical expenses and loss of income as a result of contracting a severe illness.