In the hustle and bustle of daily life, it’s easy to fall into the routine of counting days, waiting for the weekend, holidays or the next big event. But there’s a much more fulfilling approach to life, one that doesn’t just passively count the days but actively makes each day count. This perspective is not...Continue reading
Change, a constant companion in our journey through life, often becomes a focal point as we transition into a new year. However, its principles are timeless, transcending the boundaries of calendars and seasons. The essence of change lies in grand resolutions and the subtle shifts of our everyday choices – from our thoughts and attitudes...Continue reading
In the insightful words of Nick Murray, “All financial success comes from acting on a plan. A lot of financial failure comes from reacting to the market.” This statement is a powerful reminder of a fundamental truth in financial management: the undeniable value of proactive planning over the pitfalls of reactive responses. Financial success doesn’t...Continue reading
At any moment during the year, finding the space to pause and reflect is more than just a breather; it’s a chance for a transformative new start. It’s an opportunity to step back from the day-to-day grind, to reassess and to break free from the habitual patterns that often govern our approach to planning and...Continue reading
When it comes to shaping a robust financial plan, understanding and preparing for the complexities of tax planning is crucial. Tax considerations play a pivotal role in financial decision-making, influencing everything from investment choices to retirement planning. While tax laws and regulations vary across countries, the core principles of tax planning hold universal relevance and...Continue reading
“He’s making a list, and checking it twice; Gonna find out who’s naughty and nice.” You’ve probably heard that line once or twice, right? For those who celebrate Christmas, there’s a tradition that speaks to Santa Claus having two lists, and only the kids on the nice list (good and well-behaved)… get gifts. Interestingly, this...Continue reading
In the vast ocean of financial management, money anxiety often feels like an unending series of waves. Sometimes, these waves are gentle, nudging us towards better financial habits. Other times, they are overwhelming, born from the tempests of unexpected life events and shifting economic landscapes. It’s easy to become fixated on wealth creation, focusing solely...Continue reading
Life only seems to get busier – no matter how hard we try to slow things down. It’s easy to fall into a pattern of viewing tasks and responsibilities as burdens, things we ‘have to’ do. This mindset, often a default setting, can make our days feel heavy and obligatory. But what if we could...Continue reading
In the realm of financial planning, we often focus on numbers, strategies, and future projections. Yet, a recent conversation shared on twitter underscores a different, but equally vital aspect of our work: the importance of simply being there and listening. A financial planner recounted an experience with a retired client. It had been months since...Continue reading
In the rhythmic and deceptively unpredictable day-in and day-out of our calendars, there are moments when our wallets feel significantly lighter. The end of the year, with its festive sparkle and cheer, often brings a flurry of spending that can leave many of us dizzy. It’s not just the holidays, though. Think about that one...Continue reading