Yoga for your financial plan

Whether or not yoga is your thing, you’re probably familiar with it. The practice of yoga has become popular enough that most people know what it is, but I bet you didn’t ever associate it with financial planning. Here are some core principles of yoga that relate to a disciplined financial plan: Balance Is central...

Save or Service Debt?

Saving is important, but if you have a credit card debt or an overdraft to pay off does it still make sense to save? It is always a good idea to be saving IF you are in a position to put some money away. Due to the accessibility and convenience, credit card and overdraft facilities,...

PAYMENT PITFALLS AND DEBT DOWNFALLS – PART 2

Last week we discussed a lack of financial management, signing surety, sudden expenses and worrying about social status. This week we compound on that list with some more points to consider to prevent you from being put in a position that is vulnerable to accumulating debt: Lacking financial understanding Formal education doesn’t prepare people well...

PAYING OFF CREDIT CARD DEBT

With festive season celebrations now a distant memory and all of the leftovers hopefully eaten, something still remains for the majority of South Africans – a looming credit card debt! It doesn’t have to linger for long but getting out of credit card debt requires a realistic goal and a firm resolve. You will have...

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