Want to avoid a lapsed policy?

When the purse strings are pulled tight, it’s challenging to look at your statement and see monthly amounts deducted for insurance payments. Whether the risk policies are for health care, income protection or the protection of assets, seeing them come off your account can be painful. As a result, many of us cut these policies...

When the markets have you second-guessing

“Genuine travellers travel not to overcome distance but to discover distance.” James P Carse Investing money is always a paradox: it’s simple, complex, straightforward, challenging, mathematical, and unpredictable. It’s because of our emotional influence that plays a significant role in every decision we make. When investing in the markets, many have said it’s all about...

We can only change what we can observe

One of the frustrations that we often experience is the feeling of being stuck. We repeat the same patterns, day in and day out, forming habits that we seem unable to shake. From unhealthy eating, exercise and money choices to self-sabotaging social media, phone and relationship habits, it’s easy to find ourselves living a life...

Articulate and action

We need to be strategic about growth and not just hope it will happen organically. Through a recent interaction with business coach Grant Newland, the importance of this was brought to the fore of our conversation. But it is not just about growing businesses; it’s about developing people, families, and communities. It’s easy to think...

Do as I say

“Do as I say… not as I do.” This has been a popular phrase for many, many years. In fact, it was first recorded in John Selden’s Table-Talk in the 17th century. Possibly, for as long as we’ve had structured societies, we’ve noticed a disconnect between what we say and what we do. In the...

Diversify. Amplify.

Diversification is not just an approach to adopt during market volatility; it’s generally good practice. And, if you want to create a portfolio that mitigates risk and beats inflation, diversification offers one of the best ways to increase your portfolio growth and amplify your savings. There’s no single “correct” way to diversify your investment portfolio....

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